Retirement Guide: Investing Basics

I like to simplify things that are really complex. ¬†Investing can be as complicated as you want it to be.¬† You and I probably don’t have time to dedicate ourselves to¬†understanding every investment opportunity, but I have 3 rules for retirement investing.

  1. Put your money where it averages the greatest returns long term (10+ years)
  2. Treat retirement accounts as insurance for not having money when you’re old
  3. Passive indexing and rebalance periodically

Sounds simple enough, but it is somewhat complicated by taxes, deductions, interest rates, inflation, and sales people selling terrible financial products (whole life insurance). >_<

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